Let me help you to your new home. I have been a mortgage and loan professional for more than 50 years. I have the knowledge and experience to help you through the loan process, find the terms that are right for your budget, and make sure all the legalities are competently handled so that the closing goes smoothly, and you can take possession of your new property. Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, I can help you before you ever make an offer on a property. Contact me so that we can sit down and look over your budget that way you get a clear picture of what type of mortgage is best for you and how much of a loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. l will help you consider all your options, so you can concentrate on making the best decision for your needs. The financial aspects of home buying can be stressful and overwhelming, but they don’t have to be, not with a trained and caring professional like myself in your corner. Contact me today and let’s get started making your home-ownership dream come true. I am former manager of Beneficial Finance and Mortgage CO. for 30 years and managed, Egg Harbor City, Williamstown, Turnersville, and Vineland/Millville branch offices. My moto is, “I will do my best to help my client get the best mortgage that they deserve, and for some reason don’t qualify will work with client to set the table for them so will qualify for a mortgage in future.” I am hands on once I become your loan officer, this is my passion for 6 decades it’s in my blood.